By Falco Sult on 10/24/2012 6:39 AM

Those of you who are on the cusp of retiring comfortably should be calm, cool, and concerned with nothing more than traveling the world, booking tee times, and spoiling your grandchildren. But the end of regular paychecks, the beginning of a new uncertain phase in life, and the current financial climate can conspire to create a sense of panic, even in those who have more money than they could have ever imagined.

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